Were you hurt in a Lyft accident in Phoenix, Arizona? You may be entitled to compensation. But determining which insurance policy applies to your damages can be a complicated undertaking.
Our Phoenix Lyft accident lawyers at AJ Law, PLC can help you seek full compensation from all parties that contributed to your injuries. Call (602) 671-2363 for a free consultation.
We have extensive experience handling all types of rideshare accident claims.
We’re ready to fight for you.
Why Hire AJ Law, PLC for Your Phoenix Lyft Accident Case
Rideshare injury claims involve multi-tiered insurance structures, the kind that often require an attorney to demand and unlock. At AJ Law, PLC, we’re here to help you recover the money you need to move forward after a Lyft accident.
Injured clients throughout Phoenix, AZ, rely on our firm because:
- We have secured over $110 million in total financial recovery for injured clients and their loved ones.
- Our legal team has earned prestigious recognition from top industry groups, including Super Lawyers, The National Trial Lawyers, and the Multi-Million Dollar Advocates Forum.
- We bring more than two decades of dedicated trial experience advocating for injury victims under Arizona law.
- We work strictly on a contingency fee arrangement and provide complimentary case evaluations.
Contact us today to schedule a consultation with a Phoenix personal injury attorney.
How Much Is Your Rideshare Injury Claim Worth?
There is no set dollar amount for a Lyft accident lawsuit. The value of your claim depends on the details of your crash and how your injuries have altered your life.
Key factors that shape the value of a rideshare claim include:
- How severe and long-lasting your injuries are
- Your medical bills and expected costs for future care
- Lost wages and any impact on your ability to earn a living
- Changes to your personal life, daily routine, and overall well-being
- The status of the app at the time of the crash, which determines available insurance limits
- Whether fault is clear or disputed among the drivers
- Insurance tactics aimed at shifting part of the blame to you
Speaking with an experienced Phoenix car accident lawyer is the best way to review your case and find all applicable insurance coverage. Your lawyer can also consult experts across multiple disciplines to help you assess the nature and extent of your damages.
Overview of Lyft Coverage in Accidents
Insurance coverage for rideshare vehicles works differently from standard personal auto coverage. The coverage available generally depends on the driver’s app status at the time of the crash:
- The Lyft app is off: Lyft’s rideshare policies provide no coverage. The driver’s personal auto insurance applies instead. Arizona requires drivers to carry at least $25,000 in bodily injury liability coverage per person, $50,000 per accident, and $15,000 in property damage coverage.
- The driver is waiting for a ride request: Arizona requires at least $25,000 per person and $50,000 per accident in bodily injury coverage, along with $20,000 per accident in property damage coverage.
- The driver has accepted a ride request: While the driver is traveling to pick up the passenger, Arizona requires at least $250,000 in liability coverage per incident.
- The passenger is in the vehicle: The required liability coverage increases to at least $1 million per incident. Arizona also requires uninsured motorist coverage during this period. Additional coverage, including underinsured motorist coverage, may be available depending on the policy.
An experienced attorney can help you determine what the driver was doing at the time of the crash and uncover all available insurance policies.
Common Types of Injuries That Lyft Accidents Cause
Rideshare collisions, like any car accident, can cause severe physical injuries. Rideshare accidents can be even worse because drivers navigate unfamiliar streets, drive in heavy traffic, or stop suddenly for passengers.
Our firm frequently represents clients suffering from:
- Severe concussions
- Traumatic brain injuries
- Spinal cord injuries
- Whiplash and complex neck strain
- Bone fractures
- Internal organ damage
- Chronic back conditions
- Psychological distress
Passengers, as opposed to drivers, face higher risks during collisions because they have no control over the vehicle and rarely have time to brace for impact. This harm must be accounted for in a rideshare accident claim.
Common Causes of Lyft Accidents in Phoenix
Rideshare collisions are a common cause of motor vehicle crashes across Phoenix. Common causes include:
- Driver inattention caused by monitoring navigation apps or reviewing incoming ride requests
- Operator exhaustion resulting from extended work hours or driving late into the night
- Exceeding speed limits to complete fares faster and maximize daily income
- Lack of familiarity with local roadways, prompting abrupt turns or sudden lane changes
- Impaired driving due to drug or alcohol use by any involved motorist
- Rider disruptions, such as loud behavior or last-minute navigation changes
- Inadequate vehicle upkeep despite high mileage and heavy road use
If the rideshare driver was at fault, you file a claim against their personal or company insurance, depending on their app status. If another driver caused the crash, you seek money from that driver’s insurance or through additional rideshare coverage.
What Compensation Can I Seek After a Lyft Collision in Arizona?
When a rideshare driver’s negligence causes harm, Arizona law allows injured passengers and drivers to recover financial and non-financial damages from them or the rideshare company.
Available damages include:
- Current and anticipated future medical costs
- Lost wages and reduced future earning capacity
- Property damage and loss of vehicle use
- Physical pain and suffering
- Emotional distress and mental anguish
- Permanent physical impairment or disfigurement
- Loss of enjoyment of life
Arizona uses a pure comparative fault rule, which allows injured individuals to recover money even if they share partial responsibility for the crash. The court reduces the total award by the percentage of fault assigned to the plaintiff, without blocking recovery, even if the plaintiff holds most of the fault.
This rule is especially relevant in rideshare cases, as insurance companies often try to blame passengers for distractions or not wearing seatbelts. Under Arizona law, even if an insurer successfully argues partial fault, you can still obtain significant compensation.
Statute of Limitations in Lyft Accident Cases
In Arizona, injury victims generally have two years from the date of the accident to file a personal injury lawsuit against the party responsible for the accident.
Missing this deadline can permanently block your ability to pursue compensation in court. Because rideshare claims often involve disputes among multiple insurance providers, hiring an attorney early helps ensure all legal requirements are met on time.
How Much Does a Lyft Accident Attorney Cost?
Our firm handles rideshare injury cases on a contingency fee basis. You pay no upfront fees or hourly rates while your case is ongoing; you pay legal fees only as a percentage of the money we recover through a settlement or court award.
If we do not obtain a financial recovery, you owe no legal fees. Our firm pays all case expenses upfront, including but not limited to accident reconstruction, expert witness fees, and medical record copies. These are reimbursed only from a successful recovery. This approach allows you to seek justice without financial risk while recovering.
AJ Law, PLC provides complimentary initial consultations to help evaluate your legal options.
How an Experienced Lawyer Helps Your Claim Against Lyft
Handling a rideshare claim on your own means dealing with insurance companies and rideshare companies with vast resources and attorneys and adjusters with serious legal training.
A dedicated Phoenix car accident attorney can protect your interests by:
- Finding the correct insurance coverage phase to seek the highest compensation possible
- Securing app data and ride details to prove the driver’s status during the crash
- Identifying all responsible parties, including the rideshare driver and other motorists
- Preserving key evidence, such as police reports, witness statements, and video footage
- Tracking your medical treatment and working with health experts to estimate future care needs
- Handling all communication with insurance adjusters so you do not have to
- Pushing back against arguments designed to blame you and reduce your payout
- Seeking full settlements through negotiation or taking your case to court if necessary
Rideshare claims involve complex insurance rules. Working with an attorney who understands these laws is key to recovering the compensation you deserve.
Contact a Phoenix Lyft Accident Lawyer Today for Help
Were you in a rideshare accident in Phoenix, Arizona? If you were an injured passenger, rideshare driver, or occupant of another car, you have a right to a rideshare accident claim. Experienced legal representation can help protect your rights and identify all available coverage.
AJ Law, PLC is ready to review your crash and pursue full compensation under the law. Contact our office today to schedule a consultation with a Phoenix Lyft accident attorney.
