There are nearly 6 million licensed drivers in Arizona, and roughly 10% of those drivers do not have auto liability insurance. If you have been involved in an accident with one of these drivers in Phoenix, Arizona, it may be challenging to get compensation for your damages. Thankfully, there is somewhere you can turn for help.
Contact AJ Law, PLC at (602) 671-2363 to schedule a free consultation with a Phoenix uninsured motorist claims lawyer. Let us help you pursue maximum compensation for your medical bills, lost wages, pain and suffering, and more. Even if the other driver did not have insurance, you may still be able to recover compensation, so let us help you today.
How AJ Law, PLC Can Help With an Uninsured Motorist Claim in Phoenix
If you were injured in an accident with an uninsured driver, you may be facing medical bills and other losses. Your uninsured motorist coverage may provide compensation, but filing a claim can be challenging. AJ Law, PLC has more than 20 years of combined experience helping accident victims pursue compensation and identify potential sources of recovery.
Let our Phoenix car accident lawyers help you today by:
- Investigating the specific cause of your crash
- Identifying all potential defendants and sources of compensation, including your own insurance
- Interviewing witnesses and helping you gather evidence
- Handling all paperwork and documents required for the insurance claims process
- Putting an accurate value on your claim based on all your damages
- Negotiating a top-dollar settlement for your case
Call us today to schedule a free consultation with a Phoenix personal injury attorney and learn more about all your legal options.
Overview of Arizona Auto Insurance Requirements
Arizona requires drivers to carry minimum amounts of liability insurance. The required coverage amounts in the state are:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
Uninsured motorist coverage is actually not mandatory in Arizona. However, insurance companies must offer this coverage on all auto insurance policies. If you do not wish to purchase uninsured motorist coverage, then you must decline the coverage.
Drivers who do purchase uninsured motorist coverage must purchase an amount that provides at least the same minimum coverage as the required liability insurance coverage in the state.
What Types of Damages Can I Recover Through an Uninsured Motorist Claim?
After a car accident, you may be left with serious injuries and substantial damages. Arizona is an at-fault state for car accidents, and this means that drivers who cause an accident can be held responsible for any damages they cause.
Thankfully, victims who are hurt by a driver without insurance can recover both economic and non-economic damages through their own uninsured motorist coverage.
This includes many types of possible damages, such as:
- Medical bills
- Lost wages and benefits
- Out-of-pocket expenses
- Future reduced earning capacity
- Pain and suffering
- Emotional distress
- Diminished quality of life
- Depression or anxiety
- PTSD
- Loss of consortium
An experienced personal injury lawyer can help you identify all the damages that may be available as part of your claim.
What To Do After an Accident With an Uninsured Motorist in Arizona
The steps you take after your accident can affect your ability to recover compensation. Knowing what to do after an accident can help protect your legal rights and preserve your ability to get compensation for your injuries.
After an accident with an uninsured motorist, you should:
- Call the police to report the accident
- Seek medical treatment for your injuries right away
- Take photos of the scene, all the vehicles, and your injuries
- Save all documentation, such as medical records, bills, and receipts
- Get help from a lawyer who can assist with your claim
After an accident, it is important that you act quickly. Evidence can disappear, and waiting too long can make it difficult to prove your case.
How Long Do I Have To File an Uninsured Motorist Claim in Arizona?
You must provide your insurance company with written notice of your intent to file an uninsured motorist claim within three years from the date of your accident. Keep in mind that this is different from the standard personal injury statute of limitations in Arizona, which is two years.
If you fail to notify your insurance company before the deadline, you may lose your ability to recover compensation. Since this process can be complex, you should always seek help from a Phoenix car accident attorney as soon after your accident as possible.
Contact Our Phoenix Uninsured Motorist Claims Lawyers for a Free Consultation
If you have been hurt in an accident in Phoenix, AZ, by a driver who did not have insurance, contact the team at AJ Law, PLC today. You should not be left dealing with the financial, physical, and emotional effects of your accident on your own. Victims have a right to recover compensation for their injuries, and we can help you pursue all your options to do so.
Call us now to schedule your free consultation with a Phoenix uninsured motorist claims attorney and let us get started on your claim.
